Category Archives: initial enrollment

What is a special enrollment period?

What is a special enrollment period?
When you lose your current coverage involuntarily from an employer or if your coverage ceases to exist because of a companies decision to end a program, you will get a special enrollment period. This special enrollment period gives you the option to sign up with medicare without underwriting.

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What is an Initial Enrollment Period?

An initial enrollment period is a period where you are immune to medical underwriting. This means if you had a surgery that would prevent you from enrolling into a supplement plan it doesn’t count against you during this period. If you can pay for one of these medicare supplement plans you can get on them so long as you maintain your payments.

Your initial enrollment period starts 3 months before your 65th birthday month and ends 3 months after. It lasts a total of 7 months. During that time you can switch to any plan you want to!